📞 (781) 899-8100💬 Text us📍 712 Moody St · Waltham, MAFalamos Português · Hablamos Español
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Yes — you can buy and finance a used car with an ITIN (no Social Security number) at Waltham Auto Gallery. We work with lenders that accept ITIN buyers. Approval, down payment and interest rate depend on each lender and on your income and history.

📄 What to bring

  • Your ITIN letter (or ITIN number)
  • A photo ID: passport or government ID
  • A driver's license (needed to register the car in your name)
  • Proof of income: recent pay stubs or bank statements (self-employed: bank statements)
  • Proof of address: a utility bill or lease
  • Your down payment (cash, debit card, check or bank transfer)

🛣️ How it works

  1. Pick a car (or tell us your budget).
  2. Send us your information — we check which lenders fit your situation.
  3. We show you the options: down payment, term and monthly payment.
  4. You get car insurance (required to register in Massachusetts).
  5. We handle the RMV paperwork and you drive home.

💵 What you will pay in total

The advertised price already includes our dealer fees. On top of it you pay Massachusetts sales tax (6.25% of the vehicle price) and the RMV title ($75) and registration ($60) fees.

Do I need a Social Security number to buy a car?

No. You can pay cash with any valid ID, and several lenders finance ITIN holders.

Can I buy a car without U.S. credit history?

Yes. Some lenders work with first-time buyers; a larger down payment usually helps.

Do you speak Portuguese and Spanish?

Yes — our team speaks English, Portuguese and Spanish, and can explain every document.

Also in: Português · Español

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